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The Modernization Imperative for Insurance – in partnership with Datos Insights Contact Blog Academy Partners Why FintechOS Platform Solutions Resources CompanyFor Technology Leaders Innovate without disrupting your coreFor Banking Business Leaders Accelerate banking innovationFor Insurance Business Leaders Fast-track innovative products to marketFintech Enablement Platform End-to-end financial and insurance product innovation Retail BankingRetail Banking Overview Gain new customers by creating experiences and products quickly and easilyAccount Opening Create journeys powering customer acquisitionPersonal Lending Design and launch personalized products quickly to meet customer needsMortgage Automation Build tailored mortgage offers to win new customers Small Business BankingSmall Business Banking Overview Grow your small business customer baseAccount Opening Engage and onboard small businesses using frictionless digital journeysSmall Business Lending Create relevant loan products to meet the specific needs of different business segments General InsuranceGeneral Insurance Meet the need for new forms of cover and high-quality digital experiencesSmall Business Insurance Create personalized propositions that meet the unique needs of small businessesPet Insurance Increase share of wallet with cover customers love as much as their pets Embedded FinanceBNPL and Embedded Lending Deliver lending products directly to where they are needed Health InsuranceHealth Insurance Create better health outcomes for customers and decrease cost ratios Life InsuranceLife Insurance Reimagine life insurance products and deliver digital experiences for customersResource Center Get insights from the latest customer case studies, whitepapers, webinars, and moreCustomer Case Studies Learn what our global customers are saying about the value of FintechOSPlatform Documentation Comprehensive documentation for the FintechOS platform including release notes, APIs, and SDKs Learn more Programs and training resources to stay ahead of the fintech innovation curve Sign-In Take charge of your learning journey, for free! Learn about our mission to make fintech innovation available to every companyCareers New Jobs Find out more about life at FintechOS, including job postingsIn the News Stay up to date with our latest news and where we are in the media Why FintechOSFor Technology Leaders Innovate without disrupting your coreFor Banking Business Leaders Accelerate banking innovationFor Insurance Business Leaders Fast-track innovative products to market Platform Solutions Retail BankingRetail Banking Overview Gain new customers by creating experiences and products quickly and easilyAccount Opening Create journeys powering customer acquisitionPersonal Lending Design and launch personalized products quickly to meet customer needsMortgage Automation Build tailored mortgage offers to win new customers Small Business BankingSmall Business Banking Overview Grow your small business customer baseAccount Opening Engage and onboard small businesses using frictionless digital journeysSmall Business Lending Create relevant loan products to meet the specific needs of different business segments General InsuranceGeneral Insurance Meet the need for new forms of cover and high-quality digital experiencesSmall Business Insurance Create personalized propositions that meet the unique needs of small businessesPet Insurance Increase share of wallet with cover customers love as much as their pets Embedded FinanceBNPL and Embedded Lending Deliver lending products directly to where they are needed Health InsuranceHealth Insurance Create better health outcomes for customers and decrease cost ratios Life InsuranceLife Insurance Reimagine life insurance products and deliver digital experiences for customers ResourcesResource Center Get insights from the latest customer case studies, whitepapers, webinars, and moreCustomer Case Studies Learn what our global customers are saying about the value of FintechOSPlatform Documentation Comprehensive documentation for the FintechOS platform including release notes, APIs, and SDKs Learn more Programs and training resources to stay ahead of the fintech innovation curve Sign-In Take charge of your learning journey, for free! Company Learn about our mission to make fintech innovation available to every companyCareers New Jobs Find out more about life at FintechOS, including job postingsIn the News Stay up to date with our latest news and where we are in the media Request a demo Request a demo Meet next generation financial product management 95% of leaders say inflexible systems are a key barrier to product innovation. With FintechOS you can m oderniz e traditional banking and insurance products, creat e value – added bundles , and launch embedded propositions fast , across any line of business – without replacing your core systems. 1 minute video Some of our amazing customers Experience unmatched agility and speed For anyone looking to elevate their digital services, FintechOS is the partner you’re looking for, and they were unquestionably the right choice for us.” Brett Hollenbeck Digital Banking Director Tower Community Bank Watch Over the past year, Vibrant has been able to originate $40 million in new loans that we wouldn’t have been able to generate prior to bringing on the FintechOS platform.” Matt McCombs PresidentCEO Vibrant Credit Union Watch Our [FintechOS-enabled] online onboarding experience was recognized as the best in Europe and North America.” Constantin Mares Chief Digital Officer OTP Bank Watch FintechOS doesn’t have the limitations we’ve found with other products…. FintechOS differentiates us from other companies.” Kevin Knorr Chief Information Officer MHG Insurance Watch Awards Change the way you define, distribute, underwrite, service, and manage insurance and banking products 10x Faster Time to Market Define and distribute new propositions faster , with a no-code product designer , pre-built product templates , and ecosystem connectors . 30% Lower Operating Costs Create digital account opening, loan origination , and quote – and – bind journeys , and a utomate processes like credit decisioning, underwriting, KYC , and AML . 2x Growth in Revenue Integrate ecosystem products into your offers and distribute them through partner websites and points of sale. Continuously optimiz e your p ortfolio with real-time product and journey analytics . Fintech Enablement Platform End-to-end banking and insurance product management The FintechOS platform works with your existing systems, enabling you to innovate faster with no-code/low-code and pre-built capabilities for product and journey definition, servicing, policy administration, billing and collections, claims, and partnership management. Digitalize existing financial products and journeys Embed financial products in non-traditional distribution channels Bundle financial and non-financial partner products Build completely new products and engage in new channels Low-Code/No-Code Studio • Digital Product Factory • Digital Journey Designer • Composable Data Core • Accelerators • Ecosystem Connectors • Automated Core Servicing • Fintech Academy • Analytics • Underwriting • Digital Experience Portal Learn about our customer results 80% reduction in onboarding time 30% lower customer acquisition cost 95% customer satisfaction rate Read the customer story Launched embedded lending product in weeks Opened new revenue channel Significantly grew loans and deposits Watch the video Achieved quick time to market Met Admiral’s high standards for customer experience Integrated with ecosystem partners Read the customer story 1M online loan application annually Embedded lending with 10k merchants Time-to-money...